Business Loans



Business Loans

Every business loan is different from the other. Business loans include both secured and unsecured loans, provided by banks and NBFCs.Term loans, overdraft facility, cash credit, and Flexi loans are a few options to choose from that can cater to the growing business needs. Whatever be the nature of your business, whether you are a sole proprietor, a private Ltd company, a partnership firm, self-employed, or a retailer, you can avail of these business loans to meet the demand.

If you are ready to scale up, but your finances are hindering your growth, a business loan can come to your rescue. This means that your financial partner should understand your business & its requirements thoroughly. eFUNDZZ can become your trusted financial partner & advisor since we have industry experts with immense knowledge who have experienced the fluctuation that a business undergoes in its life cycle.

Whether you are a first-time business loan application or you are struggling with documentation, we can provide you with realistic options. Our skilled consultants will help you understand the requirements that are deemed fit to qualify for different types of business loans. As we all understand, that this can be a tedious process, eFUNDZZ will be there for you anytime you need it.


5LC to 70LC

Funds can be in your account within a couple of days, subject to turnover levels and affordability.


1 - 5 years

Unsecure business loans typically have fixed monthly repayments for terms of 1 – 5 years


12% to 21% PA

Costs vary significantly based on your credit rating, volume of lending, and other factors. expected interest rates are around 12 to 21% PA

Business loan at a glance

Two Years Trading

To apply for an Unsecured Business Loan, you should be trading for a minimum period of two years.

Affordable Repayment

An unsecured business loan is typically taken over 1-5 years, with agreed fixed monthly repayments.

Good Credit History

Some lenders require businesses and/or their directors to demonstrate a good credit history.

Personal Gaurantees

An agreement that means a director takes on a certain level of personal responsibility for the debt

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