Export Bill Discounting



Export Bill Discounting

Export bill discounting is a kind of loan provided by a financial institution to an exporter or seller against a shipment that has already been made. This takes care of cash or liquidity requirements of export business for the time lag between when an exporter ships the goods until he receives the payment from the buyer.

Exporters don’t have to wait for the importers to deposit the funds after the goods have been delivered. Post Shipment finance can be secured or unsecured. The finance is extended against evidence of shipment made, the bank obtains the documents for the title of goods and the finance is normally self-liquidating.

eFunds enables an exporter to submit his invoice on our online portal and a substantial percentage of the invoice value will be funded at the earliest provided that the goods have been shipped. The time taken by banks is huge for a short-term requirement of funds without hard collateral. The Post-shipment finance offered by eFunds will give you a fast and collateral-free solution to maintain liquidity for your growing business.


85-95% of invoices

Funding amount of unpaid invoices due for collection


30/120 days

Depending on length of invoice


Our online portal lets corporate browse , compare and choose the most economic funding options available to your business

Bill Discounting at a glance

12 month's trading and an audited financial's are must

To apply for invoice finance, you must be trading for more than twelve months. Typically, you must have an audited balance sheet .

Sales Ledger

You’ll need to share the details on the value of outstanding invoices or upload your sales ledger.

Customer Track Record

You don’t need to have a perfect credit record, but your customers should have a good track-record of paying suppliers.

Personal Gaurantees

An agreement that means a director takes on a certain level of personal responsibility for the debt

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