Loan Against Property

Loan Against Property

A loan against property is also known as a mortgage loan that can be tapped by both salaried and self-employed borrowers. This helps them fulfill their business and personal needs by mortgaging their property. These loans are mostly used to expand the business, acquiring assets, educational needs, marriage, etc. The loan is granted against the mortgage of the residential/commercial/industrial property.

There are loans in the market that can meet your requirements. Some reasons to avail loan against property are:-

  •    It is a secure mode of finance used by individuals and businesses
  •    You can either mortgage your residential or commercial property
  •    Funds equivalent to 60-70% of the property’s value can be sought as a loan.
  •    Interest rates are more competitive than unsecured loans.
  •    Loan at floating interest rates
  •    Continuity in ownership of the property

eFUNDZZ is a one-stop solution for faster loan approval. We can help you with the valuation of the property and the submission of the documents needed.

Some of the hallmark services comprise of:-

  •    We assess your repayment potential based on factors such as your income, age, nature of work, other fixed obligations, and your credit history
  •    We offer simple and transparent procedures to find your eligibility for a loan against property.
  •    We assist in the valuation of the property you are pledging
  •    Hassle-free documentation for the loan
  •    Convenient loan disbursement
  •    Benefiting from better interest rates

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